Financing Options with JoyTech
Invest In Your Home Comfort Today
Investing in energy-efficient upgrades can lead to long-term savings and year-round comfort. JoyTech understands the upfront cost can sometimes feel like a hurdle. That’s why we offer two trusted financing options to help make your project more affordable from the start. Whether you want to tap into state incentives through NYSERDA or explore personalized plans through the Optimus platform, we’re here to help you find the solution that works best for your home and your budget.
Flexible Financing Options for Your Energy-Efficient Upgrades
The EmPower+ Program provides valuable incentives that can significantly reduce—or even fully cover—the cost of energy efficiency upgrades for eligible homeowners. If you're planning a home improvement project, this program can help with:
- Oil tank removal
- Home insulation
- Air sealing and weatherization
- New energy-efficient refrigerator
- LED light bulb upgrades
Tier 1 customers may qualify for full project coverage. You are likely eligible if you or someone in your household receives SNAP, SSI, or HEAP benefits.
When applying, be sure to list JoyTech Mechanical as your contractor. If not specified, a different contractor may be assigned by default. If you have any questions or need help with the application process, feel free to reach out—we're happy to assist!
Optimus Financing
Optimus is a financing platform that connects you with trusted loan providers based on your unique credit profile and project needs. Instead of searching for lenders on your own, Optimus matches you with the best fit from one their three top-tier agencies.
With Optimus, you'll get:
- Multiple loan plans tailored to your credit and budget
- Competitive interest rates and flexible repayment options
- A streamlined process, sending you a personalized application link directly if you choose this route
Think Optimus might be the right fit for you? Contact JoyTech today! We’re happy to begin working on a financing plan that fits your home and your budget.
NYSERDA Financing (via Energy Finance Solutions)
Looking to take advantage of New York State energy incentives? The NYSERDA program provides low-interest financing through Energy Finance Solutions (EFS) for qualifying energy-efficient home upgrades.
- Simple online application process
- Or, JoyTech can submit the application on your behalf, just provide a few details
- Works great in combination with EmPower+ and other rebate programs
- Ideal for insulation, heat pump installations, and air sealing projects
Apply with NYSERDA or reach out to us to get started.
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